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Office: (805) 495-0858

Fax: (805) 495-0998

3625 Thousand Oaks Boulevard

Suite 138

Westlake Village, CA 91362

joe@paganofinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Form CRS: Client Relationship Summary

The financial professionals of Pagano Financial are Registered Representatives and Investment Adviser Representatives with/and offer securities and advisory services through Commonwealth Financial Network®, Member FINRA / SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through Pagano Financial Group. Family Love Letter services offered through Pagano Financial Group are separate and unrelated to Commonwealth Financial Network.

This communication is strictly intended for individuals residing in the states of AZ,CA,CO,FL,GA,HI,ID,MN,MT,NC,NV,TX,UT,VA,WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.